Looking for a Home in Sultan, WA Under $460,000? Take a Look at 709 Lois Lane!

A move-in-ready rambler, low-maintenance living, small-town charm, and a possible 5.75% FHA assumable loan opportunity!

Finding a home in Snohomish County that offers comfort, thoughtful updates, and an approachable price can feel challenging. But sometimes the right home is waiting in a community you haven’t considered yet.

Welcome to 709 Lois Lane in Sultan, Washington, a beautifully maintained, single-story home offered at $459,950.

Whether you’re buying your first home, looking to downsize, or want a home that requires less upkeep, this charming rambler deserves a closer look.

Another reason to pay attention: the seller’s existing FHA mortgage has a reported 5.75% interest rate that a qualified buyer may be able to assume, subject to loan servicer approval and verification of all terms.

709 Lois Lane: Property Details at a Glance

Feature	Details
Address	709 Lois Lane, Sultan, WA 98294
Asking Price	$459,950
Bedrooms	3
Bathrooms	1
Living Space	948 square feet
Lot Size	3,920 square feet
Garage	2-car
Home Style	Single-story rambler
School District	Sultan
MLS Number	2506013
Special Feature	Potential 5.75% FHA loan assumption

Move-In Ready Means More Time Enjoying Your Home

Let’s face it. Not everyone wants to spend their evenings and weekends tackling home improvement projects.

One of the things I appreciate most about 709 Lois Lane is how well this home has been cared for.

From the fresh interior and exterior paint to the updated kitchen and newer windows, this property offers the kind of thoughtful improvements that can make moving feel a little easier.

The kitchen features upgraded cabinetry, newer appliances, and an updated faucet, creating a welcoming space for everyday meals and gatherings.

Other highlights include:

• Roof approximately four years old
• Newer windows
• Fresh interior and exterior paint
• Convenient indoor laundry
• Two-car garage with new garage door and opener
• Refrigerator, washer, and dryer included
• One-year Fidelity Home Warranty

Instead of immediately making a list of projects, you can focus on settling in and making the home your own.

Low-Maintenance Yard That Gives You Your Weekends Back

One of the biggest benefits of this property is its manageable outdoor space.

The fully fenced backyard provides room to relax, garden, entertain, or enjoy time outdoors without the extensive maintenance that can come with a larger property.

Imagine enjoying your morning coffee outside, hosting a casual barbecue, or spending a sunny afternoon in the backyard.

And when you’re ready to head out and explore, you won’t have an oversized yard demanding your entire weekend.

For buyers who value simplicity, this is a feature worth considering.

Comfort of Single-Level Living

Single-story homes continue to appeal to buyers who appreciate convenience and practical layouts.

With all three bedrooms, the bathroom, kitchen, and main living areas on one level, this Sultan rambler offers an easy everyday flow.

Whether you’re purchasing your first home, simplifying your living arrangements, or planning for changing needs in the future, single-level living can offer lasting flexibility.

And with a two-car garage, you’ll have additional room for parking and storage.

Possible 5.75% FHA Assumable Mortgage Opportunity

Here’s something that could make 709 Lois Lane especially interesting to buyers exploring their financing options.

The seller has an existing FHA mortgage with a reported 5.75% interest rate that may be eligible for assumption.

What is an FHA assumable mortgage?

An assumable mortgage allows a qualified buyer, with the required approvals, to take over an existing homeowner’s mortgage under its remaining loan terms rather than obtaining an entirely new first mortgage.

That may include the existing interest rate.

Depending on current financing options, the remaining loan balance, and the buyer’s financial situation, an assumption could offer an advantage worth exploring.

Does that mean you can automatically get a 5.75% rate?

No. The opportunity is subject to the mortgage servicer’s approval, buyer qualification, and verification of the existing loan terms.

Buyers also need to consider the difference between the home’s purchase price and the remaining mortgage balance. That difference generally must be covered through available funds or approved additional financing, along with applicable closing costs.

The existing mortgage’s remaining repayment period, mortgage insurance, taxes, and insurance also affect the overall payment.

The takeaway? Don’t assume this financing option will work for everyone, but don’t overlook it without asking questions, either.

As a Snohomish County Realtor with over 20 years of experience, I believe exploring all available financing options is an important part of making an informed homebuying decision.

If you’re interested in 709 Lois Lane, I’d be happy to help you obtain the available information about the possible FHA assumption and connect with the appropriate lending professionals.

What’s It Like Living in Sultan, Washington?

One of the things I love about showing homes in Snohomish County is helping buyers discover communities they might not have considered.

And Sultan has a lot of small-town charm.

Located in eastern Snohomish County, Sultan offers a combination of local businesses, outdoor recreation, and beautiful Pacific Northwest scenery.

Grab a Treat at Sultan Bakery

There’s something special about having a local bakery in your community.

Sultan Bakery is a familiar stop for people visiting downtown, whether they’re picking up something sweet or enjoying a casual bite.

Enjoy the River and Local Walking Trails

If you enjoy getting outside, Sultan offers opportunities to appreciate the natural beauty of the area.

Local riverfront parks and trails provide places for walks, fresh air, and enjoying the scenery.

The nearby Sultan and Skykomish rivers are part of what makes this community so appealing to outdoor enthusiasts.

Explore Downtown Sultan

Downtown Sultan has that classic small-town Washington feel, with older buildings, local businesses, and a relaxed atmosphere.

It’s the kind of place where you can spend a little time exploring, grab a coffee, and enjoy a change of pace.

Parks, Recreation, and Outdoor Adventures

Sultan also offers community parks, a skate park, and access to the recreational opportunities of the surrounding Sky Valley area.

For buyers who enjoy hiking, fishing, scenic drives, or simply being closer to nature, the location is worth exploring.

Who Might Love This Sultan Rambler?

Every buyer has different priorities, but I see several reasons this home could be a great fit.

First-time homebuyers: An approachable entry point into single-family homeownership with many updates already completed.

Buyers looking to downsize: A manageable 948-square-foot layout, single-level living, and an easy-care backyard.

Busy homeowners: A practical home that doesn’t require maintaining a large house or oversized yard.

Buyers exploring alternative financing: The possible FHA assumable mortgage offers another financing path worth investigating.

Buyers seeking small-town living: A location close to Sultan’s downtown, parks, and outdoor recreation.

Sometimes finding the right home isn’t about getting more square footage. It’s about finding a property that fits the way you actually want to live.

Is Sultan, WA a Good Place to Buy a Home?

If you’re considering purchasing a home in Snohomish County, Sultan is worth adding to your search.

Buyers who are open to exploring communities east of Monroe may discover different home styles, lot sizes, and price points than they find in other parts of the county.

The key is understanding your budget, commute, lifestyle priorities, and long-term plans.

That’s where having an experienced local Realtor makes a difference.

I’ve been helping buyers and sellers throughout Marysville, Sultan, Monroe, Lake Stevens, and Snohomish County since 2001.

My goal isn’t simply to help you purchase a house. It’s to help you make a confident decision about a home that fits your needs and the next chapter of your life.

Schedule a Private Tour of 709 Lois Lane in Sultan, WA

If you’ve been searching for a move-in-ready rambler under $460,000 in Snohomish County, I’d love to show you this home.

With its updated kitchen, newer roof, fully fenced low-maintenance backyard, two-car garage, and potential FHA assumable loan opportunity, 709 Lois Lane offers plenty of reasons to take a closer look.

Offered at $459,950 | MLS #2506013

Contact Tracie Diemert, Realtor®, with Diemert Properties Group at Keller Williams North Sound, to request property details, discuss the possible loan assumption, or schedule a private showing.

And if this isn’t quite the right home, I’d be happy to help you explore other opportunities in Sultan and throughout Snohomish County.

Helping people in Marysville and Snohomish County navigate life’s biggest transitions—with a home that fits the next chapter, not the last one.

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Property details, pricing, and availability are subject to change. The potential FHA mortgage assumption is not guaranteed and is subject to servicer approval, buyer qualification, verification of all existing loan terms, and sufficient funds or approved financing to cover the difference between the purchase price and remaining mortgage balance, plus applicable closing costs.